Farmers State Bank

BankLagrange, Indiana
www.farmersstatebank.com

Total Assets

$1.3B

Total Deposits

$1.1B

Branches

12

Established

1934

TFS Health Grade

$
B-

82.0 / 100

Good financial health

How we grade

Farmers State Bank is a bank headquartered in Lagrange, Indiana, established in 1934. With $1.3B in total assets and 12 branch locations, it has a TFS Financial Health Grade of B- (82.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.59%(8%)
Total Capital Ratio
18.17%(10%)
Non-Performing Loan Ratio
0.58%

Profitability

Return on Assets (ROA)
1.63%(1%)
Return on Equity (ROE)
17.61%(10%)
Net Interest Margin
3.72%
Efficiency Ratio
49.80%(60%)

Lending & Liquidity

Total Loans
$886.9M
Loan-to-Deposit Ratio
77.93%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+3.67%
Deposit Growth (YoY)
+2.72%
Net Income
$20.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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