Mutual Savings Bank

BankFranklin, Indiana
www.mymsb.bank

Total Assets

$349.0M

Total Deposits

$280.3M

Branches

4

Established

1890

TFS Health Grade

$
C

73.4 / 100

Average financial health

How we grade

Mutual Savings Bank is a bank headquartered in Franklin, Indiana, established in 1890. With $349.0M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (73.4/100).

Capital & Safety

Tier 1 Capital Ratio
10.03%(8%)
Total Capital Ratio
13.39%(10%)
Non-Performing Loan Ratio
0.17%

Profitability

Return on Assets (ROA)
0.69%(1%)
Return on Equity (ROE)
11.41%(10%)
Net Interest Margin
3.06%
Efficiency Ratio
74.51%(60%)

Lending & Liquidity

Total Loans
$221.5M
Loan-to-Deposit Ratio
77.90%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+11.81%
Deposit Growth (YoY)
+16.31%
Net Income
$2.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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