The Fountain Trust Company

BankCovington, Indiana
http://www.fountaintrust.com

Total Assets

$675.9M

Total Deposits

$605.8M

Branches

16

Established

1903

TFS Health Grade

$
C

74.0 / 100

Average financial health

How we grade

The Fountain Trust Company is a bank headquartered in Covington, Indiana, established in 1903. With $675.9M in total assets and 16 branch locations, it has a TFS Financial Health Grade of C (74.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.65%(8%)
Total Capital Ratio
19.37%(10%)
Non-Performing Loan Ratio
0.60%

Profitability

Return on Assets (ROA)
1.26%(1%)
Return on Equity (ROE)
13.69%(10%)
Net Interest Margin
3.91%
Efficiency Ratio
62.59%(60%)

Lending & Liquidity

Total Loans
$371.7M
Loan-to-Deposit Ratio
60.41%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+0.85%
Deposit Growth (YoY)
-0.84%
Net Income
$8.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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