First Farmers Bank & Trust Co.

BankConverse, Indiana
www.ffbt.com

Total Assets

$3.4B

Total Deposits

$2.9B

Branches

38

Established

1932

TFS Health Grade

$
C

76.8 / 100

Average financial health

How we grade

First Farmers Bank & Trust Co. is a bank headquartered in Converse, Indiana, established in 1932. With $3.4B in total assets and 38 branch locations, it has a TFS Financial Health Grade of C (76.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.08%(8%)
Total Capital Ratio
13.77%(10%)
Non-Performing Loan Ratio
0.66%

Profitability

Return on Assets (ROA)
1.52%(1%)
Return on Equity (ROE)
16.55%(10%)
Net Interest Margin
3.83%
Efficiency Ratio
48.98%(60%)

Lending & Liquidity

Total Loans
$2.5B
Loan-to-Deposit Ratio
86.33%
Net Charge-Off Ratio
0.13%

Growth

Asset Growth (YoY)
+6.02%
Deposit Growth (YoY)
+2.07%
Net Income
$50.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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