Community State Bank

BankBrook, Indiana
www.communitystatebank.com

Total Assets

$150.8M

Total Deposits

$126.8M

Branches

2

Established

1931

TFS Health Grade

$
D

64.9 / 100

Below average financial health

How we grade

Community State Bank is a bank headquartered in Brook, Indiana, established in 1931. With $150.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D (64.9/100).

Capital & Safety

Tier 1 Capital Ratio
9.18%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.48%

Profitability

Return on Assets (ROA)
0.89%(1%)
Return on Equity (ROE)
10.34%(10%)
Net Interest Margin
3.30%
Efficiency Ratio
61.15%(60%)

Lending & Liquidity

Total Loans
$128.6M
Loan-to-Deposit Ratio
100.44%
Net Charge-Off Ratio
-0.02%

Growth

Asset Growth (YoY)
+8.74%
Deposit Growth (YoY)
+9.39%
Net Income
$1.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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