The Farmers and Merchants Bank

BankBoswell, Indiana
www.fmbank.org

Total Assets

$210.4M

Total Deposits

$183.9M

Branches

4

Established

1903

TFS Health Grade

$
C-

70.1 / 100

Average financial health

How we grade

The Farmers and Merchants Bank is a bank headquartered in Boswell, Indiana, established in 1903. With $210.4M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (70.1/100).

Capital & Safety

Tier 1 Capital Ratio
8.92%(8%)
Total Capital Ratio
13.72%(10%)
Non-Performing Loan Ratio
0.01%

Profitability

Return on Assets (ROA)
0.69%(1%)
Return on Equity (ROE)
9.00%(10%)
Net Interest Margin
3.20%
Efficiency Ratio
75.35%(60%)

Lending & Liquidity

Total Loans
$142.2M
Loan-to-Deposit Ratio
76.46%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+1.49%
Deposit Growth (YoY)
+0.70%
Net Income
$1.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Indiana