Community State Bank

BankAvilla, Indiana
www.csbbankonline.bank

Total Assets

$572.4M

Total Deposits

$522.7M

Branches

5

Established

1931

TFS Health Grade

$
C

75.1 / 100

Average financial health

How we grade

Community State Bank is a bank headquartered in Avilla, Indiana, established in 1931. With $572.4M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C (75.1/100).

Capital & Safety

Tier 1 Capital Ratio
9.21%(8%)
Total Capital Ratio
14.72%(10%)
Non-Performing Loan Ratio
0.07%

Profitability

Return on Assets (ROA)
1.01%(1%)
Return on Equity (ROE)
11.62%(10%)
Net Interest Margin
3.67%
Efficiency Ratio
63.59%(60%)

Lending & Liquidity

Total Loans
$386.8M
Loan-to-Deposit Ratio
73.07%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+8.68%
Deposit Growth (YoY)
+13.81%
Net Income
$5.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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