State Savings Bank

BankWest Des Moines, Iowa
http://www.ssb.bank

Total Assets

$274.3M

Total Deposits

$204.6M

Branches

2

Established

1894

TFS Health Grade

$
D

64.5 / 100

Below average financial health

How we grade

State Savings Bank is a bank headquartered in West Des Moines, Iowa, established in 1894. With $274.3M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D (64.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.08%(8%)
Total Capital Ratio
11.51%(10%)
Non-Performing Loan Ratio
0.60%

Profitability

Return on Assets (ROA)
1.28%(1%)
Return on Equity (ROE)
14.27%(10%)
Net Interest Margin
3.95%
Efficiency Ratio
57.65%(60%)

Lending & Liquidity

Total Loans
$240.1M
Loan-to-Deposit Ratio
115.42%
Net Charge-Off Ratio
0.34%

Growth

Asset Growth (YoY)
+8.56%
Deposit Growth (YoY)
+8.07%
Net Income
$3.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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