Midwest Heritage Bank, FSB

BankWest Des Moines, Iowa
www.midwestheritage.com

Total Assets

$491.6M

Total Deposits

$358.3M

Branches

9

Established

1930

TFS Health Grade

$
C

73.5 / 100

Average financial health

How we grade

Midwest Heritage Bank, FSB is a bank headquartered in West Des Moines, Iowa, established in 1930. With $491.6M in total assets and 9 branch locations, it has a TFS Financial Health Grade of C (73.5/100).

Capital & Safety

Tier 1 Capital Ratio
14.08%(8%)
Total Capital Ratio
17.50%(10%)
Non-Performing Loan Ratio
1.58%

Profitability

Return on Assets (ROA)
1.90%(1%)
Return on Equity (ROE)
14.69%(10%)
Net Interest Margin
3.84%
Efficiency Ratio
66.13%(60%)

Lending & Liquidity

Total Loans
$396.0M
Loan-to-Deposit Ratio
109.44%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
-1.99%
Deposit Growth (YoY)
+0.55%
Net Income
$9.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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