Freedom Financial Bank

BankWest Des Moines, Iowa
www.freedomfinancialbank.com

Total Assets

$273.8M

Total Deposits

$202.0M

Branches

2

Established

1999

TFS Health Grade

$
D

66.3 / 100

Below average financial health

How we grade

Freedom Financial Bank is a bank headquartered in West Des Moines, Iowa, established in 1999. With $273.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D (66.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.22%(8%)
Total Capital Ratio
11.25%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.24%(1%)
Return on Equity (ROE)
13.43%(10%)
Net Interest Margin
3.19%
Efficiency Ratio
50.28%(60%)

Lending & Liquidity

Total Loans
$233.8M
Loan-to-Deposit Ratio
114.07%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+4.38%
Deposit Growth (YoY)
+2.24%
Net Income
$3.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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