The Citizens First National Bank of Storm Lake

BankStorm Lake, Iowa
www.citizensfnb.com

Total Assets

$260.2M

Total Deposits

$217.7M

Branches

3

Established

1902

TFS Health Grade

$
B

84.7 / 100

Good financial health

How we grade

The Citizens First National Bank of Storm Lake is a bank headquartered in Storm Lake, Iowa, established in 1902. With $260.2M in total assets and 3 branch locations, it has a TFS Financial Health Grade of B (84.7/100).

Capital & Safety

Tier 1 Capital Ratio
14.18%(8%)
Total Capital Ratio
26.41%(10%)
Non-Performing Loan Ratio
0.07%

Profitability

Return on Assets (ROA)
2.64%(1%)
Return on Equity (ROE)
19.10%(10%)
Net Interest Margin
4.11%
Efficiency Ratio
51.69%(60%)

Lending & Liquidity

Total Loans
$146.9M
Loan-to-Deposit Ratio
66.36%
Net Charge-Off Ratio
0.05%

Growth

Asset Growth (YoY)
+3.65%
Deposit Growth (YoY)
+1.92%
Net Income
$6.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Iowa