Security Trust & Savings Bank

BankStorm Lake, Iowa
www.securitybanksl.com

Total Assets

$274.9M

Total Deposits

$248.2M

Branches

3

Established

1908

TFS Health Grade

$
D

66.0 / 100

Below average financial health

How we grade

Security Trust & Savings Bank is a bank headquartered in Storm Lake, Iowa, established in 1908. With $274.9M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D (66.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.84%(8%)
Total Capital Ratio
31.02%(10%)
Non-Performing Loan Ratio
0.71%

Profitability

Return on Assets (ROA)
1.01%(1%)
Return on Equity (ROE)
11.57%(10%)
Net Interest Margin
2.47%
Efficiency Ratio
56.19%(60%)

Lending & Liquidity

Total Loans
$82.3M
Loan-to-Deposit Ratio
32.58%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+1.33%
Deposit Growth (YoY)
-0.32%
Net Income
$2.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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