Vidalia Federal Savings Bank

BankVidalia, Georgia
WWW.VIDFEDONLINE.COM

Total Assets

$218.8M

Total Deposits

$166.2M

Branches

2

Established

1936

TFS Health Grade

$
F

51.8 / 100

Poor financial health

How we grade

Vidalia Federal Savings Bank is a bank headquartered in Vidalia, Georgia, established in 1936. With $218.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of F (51.8/100).

Capital & Safety

Tier 1 Capital Ratio
12.04%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.60%

Profitability

Return on Assets (ROA)
-0.61%(1%)
Return on Equity (ROE)
-5.20%(10%)
Net Interest Margin
1.15%
Efficiency Ratio
161.19%(60%)

Lending & Liquidity

Total Loans
$96.3M
Loan-to-Deposit Ratio
57.38%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
-4.85%
Deposit Growth (YoY)
-5.15%
Net Income
$-1,376,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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