Altamaha Bank & Trust Company

BankVidalia, Georgia
www.altamaha.bank

Total Assets

$333.3M

Total Deposits

$298.3M

Branches

4

Established

1966

TFS Health Grade

$
C-

72.3 / 100

Average financial health

How we grade

Altamaha Bank & Trust Company is a bank headquartered in Vidalia, Georgia, established in 1966. With $333.3M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (72.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.04%(8%)
Total Capital Ratio
13.60%(10%)
Non-Performing Loan Ratio
1.15%

Profitability

Return on Assets (ROA)
1.62%(1%)
Return on Equity (ROE)
20.66%(10%)
Net Interest Margin
4.79%
Efficiency Ratio
55.89%(60%)

Lending & Liquidity

Total Loans
$254.0M
Loan-to-Deposit Ratio
83.99%
Net Charge-Off Ratio
0.97%

Growth

Asset Growth (YoY)
+0.90%
Deposit Growth (YoY)
-2.49%
Net Income
$5.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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