Ameris Bank

BankAtlanta, Georgia
http://www.amerisbank.com

Total Assets

$27.4B

Total Deposits

$22.5B

Branches

178

Established

1971

TFS Health Grade

$
B-

82.7 / 100

Good financial health

How we grade

Ameris Bank is a bank headquartered in Atlanta, Georgia, established in 1971. With $27.4B in total assets and 178 branch locations, it has a TFS Financial Health Grade of B- (82.7/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio
11.67%(8%)
Total Capital Ratio
14.69%(10%)
Non-Performing Loan Ratio
0.54%

Profitability

Return on Assets (ROA)
1.64%(1%)
Return on Equity (ROE)
11.12%(10%)
Net Interest Margin
3.91%
Efficiency Ratio
46.67%(60%)

Lending & Liquidity

Total Loans
$22.1B
Loan-to-Deposit Ratio
97.01%
Net Charge-Off Ratio
0.17%

Growth

Asset Growth (YoY)
+4.80%
Deposit Growth (YoY)
+2.72%
Net Income
$437.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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