Community Banking Company

BankFitzgerald, Georgia
www.communitybankingcompany.com

Total Assets

$302.0M

Total Deposits

$267.4M

Branches

3

Established

1996

TFS Health Grade

$
D

66.5 / 100

Below average financial health

How we grade

Community Banking Company is a bank headquartered in Fitzgerald, Georgia, established in 1996. With $302.0M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D (66.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.98%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.80%

Profitability

Return on Assets (ROA)
1.54%(1%)
Return on Equity (ROE)
13.42%(10%)
Net Interest Margin
4.12%
Efficiency Ratio
55.51%(60%)

Lending & Liquidity

Total Loans
$162.6M
Loan-to-Deposit Ratio
59.44%
Net Charge-Off Ratio
0.09%

Growth

Asset Growth (YoY)
+8.18%
Deposit Growth (YoY)
+8.43%
Net Income
$4.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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