What is Colony Bank's financial health grade?

Colony Bank has a TFS Financial Health Grade of C (score: 73.1/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Colony Bank have?

Colony Bank has 34 branch locations across the United States.

Is Colony Bank FDIC insured?

Yes, Colony Bank is FDIC insured (Certificate #22257).

What are the total assets of Colony Bank?

Colony Bank has total assets of $3.7B as reported in its most recent FDIC filing.

Colony Bank

BankFitzgerald, Georgia

colony.bank

Total Assets

$3.7B

Total Deposits

$3.1B

Branches

Established

1976

TFS Health Grade

73.1 / 100

Average financial health

How we grade

Colony Bank is a bank headquartered in Fitzgerald, Georgia, established in 1976. With $3.7B in total assets and 34 branch locations, it has a TFS Financial Health Grade of C (73.1/100).

Capital & Safety

Tier 1 Capital Ratio

10.78%(8%)

Total Capital Ratio

14.48%(10%)

Non-Performing Loan Ratio

0.95%

Profitability

Return on Assets (ROA)

0.92%(1%)

Return on Equity (ROE)

9.09%(10%)

Net Interest Margin

3.18%

Efficiency Ratio

67.36%(60%)

Lending & Liquidity

Total Loans

$2.5B

Loan-to-Deposit Ratio

78.67%

Net Charge-Off Ratio

0.25%

Growth

Asset Growth (YoY)

+20.08%

Deposit Growth (YoY)

+19.29%

Net Income

$30.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Colony BankHQ	302 S Main St	Fitzgerald	GA	11
Colony Bank	10970 San Jose Boulevard	Jacksonville	FL	11
Colony Bank	2915 Kerry Forest Pkwy	Tallahassee	FL	11
Colony Bank	2900 Old Dawson Rd	Albany	GA	11
Colony Bank	515 E Washington Ave	Ashburn	GA	11
Colony Bank	780 Johnson Ferry Rd	Atlanta	GA	11
Colony Bank	103 Alabama St S	Broxton	GA	11
Colony Bank	967 N Main St	Cedartown	GA	11
Colony Bank	200 Gunn Rd	Centerville	GA	11
Colony Bank	12691 N Highway 27	Chickamauga	GA	11
Colony Bank	1581 Bradley Park Dr	Columbus	GA	11
Colony Bank	1031 E 24th Ave	Cordele	GA	11
Colony Bank	625 Ward St W	Douglas	GA	11
Colony Bank	5510 Oak St	Eastman	GA	11
Colony Bank	1201 Town Park Ln	Evans	GA	11
Colony Bank	741 Lanier Ave W	Fayetteville	GA	11
Colony Bank	101 Calumet Center Rd	Lagrange	GA	11
Colony Bank	137 Robert B Lee Dr	Leesburg	GA	11
Colony Bank	1412 Bass Rd	Macon	GA	11
Colony Bank	406 W Main St	Manchester	GA	11
Colony Bank	639b Veterans Parkway S	Moultrie	GA	11
Colony Bank	602 E Screven St	Quitman	GA	11
Colony Bank	920 1st Ave	Rochelle	GA	11
Colony Bank	131 W Elm St	Rockmart	GA	11
Colony Bank	7011 Hodgson Memorial Dr	Savannah	GA	11
Colony Bank	5987 Ogeechee Rd	Savannah	GA	11
Colony Bank	7150 Hodgson Memorial Dr	Savannah	GA	11
Colony Bank	104 Spring Hill Dr	Statesboro	GA	11
Colony Bank	601 N Main St	Sylvester	GA	11
Colony Bank	108 S Church St	Thomaston	GA	11
Colony Bank	131 S Dawson St	Thomasville	GA	11
Colony Bank	104 2nd St W	Tifton	GA	11
Colony Bank	3774 Old Us Hwy 41 N	Valdosta	GA	11
Colony Bank	1290 S Houston Lake Rd	Warner Robins	GA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.