Craft Bank

BankAtlanta, Georgia
www.craft.bank

Total Assets

$271.6M

Total Deposits

$228.5M

Branches

2

Established

2020

TFS Health Grade

$
B-

81.8 / 100

Good financial health

How we grade

Craft Bank is a bank headquartered in Atlanta, Georgia, established in 2020. With $271.6M in total assets and 2 branch locations, it has a TFS Financial Health Grade of B- (81.8/100).

Capital & Safety

Tier 1 Capital Ratio
15.05%(8%)
Total Capital Ratio
16.71%(10%)
Non-Performing Loan Ratio
0.73%

Profitability

Return on Assets (ROA)
1.98%(1%)
Return on Equity (ROE)
15.66%(10%)
Net Interest Margin
5.64%
Efficiency Ratio
54.57%(60%)

Lending & Liquidity

Total Loans
$234.2M
Loan-to-Deposit Ratio
101.22%
Net Charge-Off Ratio
0.11%

Growth

Asset Growth (YoY)
+3.11%
Deposit Growth (YoY)
+0.52%
Net Income
$5.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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