Georgia Banking Company

BankAtlanta, Georgia
www.georgiabanking.com

Total Assets

$2.7B

Total Deposits

$2.4B

Branches

9

Established

2001

TFS Health Grade

$
C-

71.2 / 100

Average financial health

How we grade

Georgia Banking Company is a bank headquartered in Atlanta, Georgia, established in 2001. With $2.7B in total assets and 9 branch locations, it has a TFS Financial Health Grade of C- (71.2/100).

Capital & Safety

Tier 1 Capital Ratio
9.37%(8%)
Total Capital Ratio
12.74%(10%)
Non-Performing Loan Ratio
0.66%

Profitability

Return on Assets (ROA)
0.99%(1%)
Return on Equity (ROE)
10.93%(10%)
Net Interest Margin
4.38%
Efficiency Ratio
65.93%(60%)

Lending & Liquidity

Total Loans
$2.2B
Loan-to-Deposit Ratio
92.92%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+19.30%
Deposit Growth (YoY)
+26.92%
Net Income
$25.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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