Flint Community Bank

BankAlbany, Georgia
http://www.flint.bank

Total Assets

$332.4M

Total Deposits

$282.4M

Branches

2

Established

2006

TFS Health Grade

$
C

75.3 / 100

Average financial health

How we grade

Flint Community Bank is a bank headquartered in Albany, Georgia, established in 2006. With $332.4M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C (75.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.24%(8%)
Total Capital Ratio
13.55%(10%)
Non-Performing Loan Ratio
1.83%

Profitability

Return on Assets (ROA)
2.04%(1%)
Return on Equity (ROE)
22.68%(10%)
Net Interest Margin
4.46%
Efficiency Ratio
54.47%(60%)

Lending & Liquidity

Total Loans
$280.3M
Loan-to-Deposit Ratio
97.93%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+5.03%
Deposit Growth (YoY)
+8.09%
Net Income
$6.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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