AB&T

BankAlbany, Georgia
www.abtgold.com

Total Assets

$279.8M

Total Deposits

$247.2M

Branches

3

Established

1999

TFS Health Grade

$
B

84.2 / 100

Good financial health

How we grade

AB&T is a bank headquartered in Albany, Georgia, established in 1999. With $279.8M in total assets and 3 branch locations, it has a TFS Financial Health Grade of B (84.2/100).

Capital & Safety

Tier 1 Capital Ratio
11.47%(8%)
Total Capital Ratio
17.62%(10%)
Non-Performing Loan Ratio
0.53%

Profitability

Return on Assets (ROA)
1.92%(1%)
Return on Equity (ROE)
17.07%(10%)
Net Interest Margin
4.59%
Efficiency Ratio
47.98%(60%)

Lending & Liquidity

Total Loans
$187.0M
Loan-to-Deposit Ratio
74.63%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+3.95%
Deposit Growth (YoY)
+4.77%
Net Income
$5.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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