What is DLP Bank's financial health grade?

DLP Bank has a TFS Financial Health Grade of F (score: 50.6/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does DLP Bank have?

DLP Bank has 3 branch locations across the United States.

Is DLP Bank FDIC insured?

Yes, DLP Bank is FDIC insured (Certificate #17734).

What are the total assets of DLP Bank?

DLP Bank has total assets of $303.8M as reported in its most recent FDIC filing.

DLP Bank

BankStarke, Florida

http://www.communitystatebank-fl.com

Total Assets

$303.8M

Total Deposits

$244.8M

Branches

Established

1957

TFS Health Grade

50.6 / 100

Poor financial health

How we grade

DLP Bank is a bank headquartered in Starke, Florida, established in 1957. With $303.8M in total assets and 3 branch locations, it has a TFS Financial Health Grade of F (50.6/100).

Capital & Safety

Tier 1 Capital Ratio

13.85%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

3.45%

Profitability

Return on Assets (ROA)

0.29%(1%)

Return on Equity (ROE)

1.53%(10%)

Net Interest Margin

1.01%

Efficiency Ratio

52.49%(60%)

Lending & Liquidity

Total Loans

$110.9M

Loan-to-Deposit Ratio

44.55%

Net Charge-Off Ratio

0.02%

Growth

Asset Growth (YoY)

+22.83%

Deposit Growth (YoY)

+21.70%

Net Income

$752.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
DLP BankHQ	811 S Walnut St	Starke	FL	11
DLP Bank	1120 Sr 20	Interlachen	FL	11
DLP Bank	255 Se 6th St	Lake Butler	FL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.