SouthState Bank, National Association

BankWinter Haven, Florida
www.southstatebank.com

Total Assets

$67.2B

Total Deposits

$55.2B

Branches

370

Established

1992

TFS Health Grade

$
C

73.4 / 100

Average financial health

How we grade

SouthState Bank, National Association is a bank headquartered in Winter Haven, Florida, established in 1992. With $67.2B in total assets and 370 branch locations, it has a TFS Financial Health Grade of C (73.4/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio
10.22%(8%)
Total Capital Ratio
13.68%(10%)
Non-Performing Loan Ratio
0.62%

Profitability

Return on Assets (ROA)
1.40%(1%)
Return on Equity (ROE)
9.84%(10%)
Net Interest Margin
4.31%
Efficiency Ratio
47.64%(60%)

Lending & Liquidity

Total Loans
$48.9B
Loan-to-Deposit Ratio
87.57%
Net Charge-Off Ratio
0.25%

Growth

Asset Growth (YoY)
+44.88%
Deposit Growth (YoY)
+44.67%
Net Income
$866.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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