What is Seacoast National Bank's financial health grade?

Seacoast National Bank has a TFS Financial Health Grade of C- (score: 70.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Seacoast National Bank have?

Seacoast National Bank has 116 branch locations across the United States.

Is Seacoast National Bank FDIC insured?

Yes, Seacoast National Bank is FDIC insured (Certificate #131).

What are the total assets of Seacoast National Bank?

Seacoast National Bank has total assets of $20.8B as reported in its most recent FDIC filing.

How many CFPB complaints has Seacoast National Bank received?

Seacoast National Bank has received 65 consumer complaints filed with the CFPB, with 33 in the last 12 months.

Seacoast National Bank

BankStuart, Florida

www.seacoastbank.com

Total Assets

$20.8B

Total Deposits

$16.3B

Branches

116

Established

1933

TFS Health Grade

C-

70.8 / 100

Average financial health

How we grade

Seacoast National Bank is a bank headquartered in Stuart, Florida, established in 1933. With $20.8B in total assets and 116 branch locations, it has a TFS Financial Health Grade of C- (70.8/100). The CFPB has received 65 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio

9.69%(8%)

Total Capital Ratio

15.07%(10%)

Non-Performing Loan Ratio

0.57%

Profitability

Return on Assets (ROA)

0.91%(1%)

Return on Equity (ROE)

6.35%(10%)

Net Interest Margin

3.73%

Efficiency Ratio

57.67%(60%)

Lending & Liquidity

Total Loans

$12.6B

Loan-to-Deposit Ratio

76.64%

Net Charge-Off Ratio

0.12%

Growth

Asset Growth (YoY)

+37.34%

Deposit Growth (YoY)

+32.79%

Net Income

$152.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Total Complaints

Last 12 Months

Timely Response Rate

96.90%

Complaints by Product

Product	Count
Checking or savings account	33
Credit reporting or other personal consumer reports	12
Mortgage	9
Money transfer, virtual currency, or money service	5
Credit card	3
Payday loan, title loan, or personal loan	1
Credit reporting, credit repair services, or other personal consumer reports	1
Debt collection	1

Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Seacoast National BankHQ	815 S Colorado Ave	Stuart	FL	11
Seacoast National Bank	345 E Main St	Apopka	FL	11
Seacoast National Bank	19058 Ne 29th Ave	Aventura	FL	11
Seacoast National Bank	800 W Main St	Avon Park	FL	11
Seacoast National Bank	715 Indian Rocks Rd N	Belleair Bluffs	FL	11
Seacoast National Bank	5068 Se Abshier Blvd	Belleview	FL	11
Seacoast National Bank	2300 Glades Road, Suite 120/140 West	Boca Raton	FL	11
Seacoast National Bank	980 N Federal Hwy	Boca Raton	FL	11
Seacoast National Bank	3717 W Boynton Beach Blvd	Boynton Beach	FL	11
Seacoast National Bank	331 E Hathaway Ave	Bronson	FL	11
Seacoast National Bank	7060 C St	Cedar Key	FL	11
Seacoast National Bank	1627 N Young Blvd	Chiefland	FL	11
Seacoast National Bank	1000 E Highway 50	Clermont	FL	11
Seacoast National Bank	890 W Sugarland Hwy	Clewiston	FL	11
Seacoast National Bank	396 Alhambra Cir	Coral Gables	FL	11
Seacoast National Bank	396 Alhambra Circle	Coral Gables	FL	27
Seacoast National Bank	1518 San Ignacio Ave	Coral Gables	FL	11
Seacoast National Bank	104 Ne Highway 351	Cross City	FL	11
Seacoast National Bank	1160 N Suncoast Blvd	Crystal River	FL	11
Seacoast National Bank	1696 N Clyde Morris Blvd	Daytona Beach	FL	11
Seacoast National Bank	50 Ne 5th Ave	Delray Beach	FL	11
Seacoast National Bank	8600 Nw 17th St	Doral	FL	11
Seacoast National Bank	2722 E Burleigh Blvd	Eustis	FL	11
Seacoast National Bank	6825 Powerline Rd	Fort Lauderdale	FL	11
Seacoast National Bank	110 E Broward Blvd	Fort Lauderdale	FL	11
Seacoast National Bank	1901 S Us Highway 1	Fort Pierce	FL	11
Seacoast National Bank	3290 Us Highway 441/27	Fruitland Park	FL	11
Seacoast National Bank	3833 Sw 37th Blvd	Gainesville	FL	11
Seacoast National Bank	2623 N. Forest Ridge Blvd.	Hernando	FL	11
Seacoast National Bank	1255 W 49th St	Hialeah	FL	11
Seacoast National Bank	11711 Se Federal Hwy	Hobe Sound	FL	11
Seacoast National Bank	7880 Gate Parkway	Jacksonville	FL	27
Seacoast National Bank	7880 Gate Parkway	Jacksonville	FL	11
Seacoast National Bank	1000 Ne Jensen Beach Blvd	Jensen Beach	FL	11
Seacoast National Bank	585 W Indiantown Rd	Jupiter	FL	11
Seacoast National Bank	350 Sw Main Blvd	Lake City	FL	11
Seacoast National Bank	175 Timacuan Blvd	Lake Mary	FL	11
Seacoast National Bank	3001 W Lake Mary Blvd	Lake Mary	FL	27
Seacoast National Bank	600 Us Highway 27 N	Lake Placid	FL	11
Seacoast National Bank	2000 Lantana Rd	Lantana	FL	11
Seacoast National Bank	800 W North Blvd	Leesburg	FL	11
Seacoast National Bank	2695 W State Road 434	Longwood	FL	11
Seacoast National Bank	340 N Harbor City Blvd	Melbourne	FL	11
Seacoast National Bank	9851 Sw 88th St	Miami	FL	11
Seacoast National Bank	1150 S Miami Ave	Miami	FL	11
Seacoast National Bank	7551 Middleton Drive	Middleton	FL	11
Seacoast National Bank	18251 Us Highway 441	Mount Dora	FL	27
Seacoast National Bank	18251 Us Highway 441	Mount Dora	FL	27
Seacoast National Bank	18251 Us Highway 441	Mount Dora	FL	11
Seacoast National Bank	856 3rd Ave S	Naples	FL	11

Showing 50 of 116 branches

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.