What is The First National Bank of Mount Dora's financial health grade?

The First National Bank of Mount Dora has a TFS Financial Health Grade of F (score: 54.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The First National Bank of Mount Dora have?

The First National Bank of Mount Dora has 3 branch locations across the United States.

Is The First National Bank of Mount Dora FDIC insured?

Yes, The First National Bank of Mount Dora is FDIC insured (Certificate #3579).

What are the total assets of The First National Bank of Mount Dora?

The First National Bank of Mount Dora has total assets of $361.8M as reported in its most recent FDIC filing.

The First National Bank of Mount Dora

BankMount Dora, Florida

http://www.fnbmd.com

Total Assets

$361.8M

Total Deposits

$321.8M

Branches

Established

1925

TFS Health Grade

54.8 / 100

Poor financial health

How we grade

The First National Bank of Mount Dora is a bank headquartered in Mount Dora, Florida, established in 1925. With $361.8M in total assets and 3 branch locations, it has a TFS Financial Health Grade of F (54.8/100).

Capital & Safety

Tier 1 Capital Ratio

11.72%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.55%

Profitability

Return on Assets (ROA)

0.55%(1%)

Return on Equity (ROE)

5.94%(10%)

Net Interest Margin

2.89%

Efficiency Ratio

86.90%(60%)

Lending & Liquidity

Total Loans

$134.2M

Loan-to-Deposit Ratio

41.05%

Net Charge-Off Ratio

-0.04%

Growth

Asset Growth (YoY)

+2.97%

Deposit Growth (YoY)

+1.55%

Net Income

$2.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The First National Bank of Mount DoraHQ	714 N Donnelly St	Mount Dora	FL	11
The First National Bank of Mount Dora	2500 Eudora Rd	Mount Dora	FL	11
The First National Bank of Mount Dora	24034 Highway 46	Sorrento	FL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.