Terrabank, National Association

BankMiami, Florida
www.terrabank.com

Total Assets

$853.4M

Total Deposits

$771.2M

Branches

4

Established

1985

TFS Health Grade

$
C

76.8 / 100

Average financial health

How we grade

Terrabank, National Association is a bank headquartered in Miami, Florida, established in 1985. With $853.4M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (76.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.86%(8%)
Total Capital Ratio
16.95%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
0.94%(1%)
Return on Equity (ROE)
11.33%(10%)
Net Interest Margin
3.46%
Efficiency Ratio
67.59%(60%)

Lending & Liquidity

Total Loans
$567.0M
Loan-to-Deposit Ratio
72.53%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+8.29%
Deposit Growth (YoY)
+6.39%
Net Income
$7.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Florida