Sunstate Bank

BankMiami, Florida
www.sunstatefl.com

Total Assets

$569.0M

Total Deposits

$483.4M

Branches

3

Established

1999

TFS Health Grade

$
C-

71.6 / 100

Average financial health

How we grade

Sunstate Bank is a bank headquartered in Miami, Florida, established in 1999. With $569.0M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (71.6/100).

Capital & Safety

Tier 1 Capital Ratio
11.02%(8%)
Total Capital Ratio
14.02%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.57%(1%)
Return on Equity (ROE)
4.54%(10%)
Net Interest Margin
3.30%
Efficiency Ratio
76.74%(60%)

Lending & Liquidity

Total Loans
$334.0M
Loan-to-Deposit Ratio
68.32%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+4.19%
Deposit Growth (YoY)
+8.17%
Net Income
$3.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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