What is U. S. Century Bank's financial health grade?

U. S. Century Bank has a TFS Financial Health Grade of C (score: 76.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does U. S. Century Bank have?

U. S. Century Bank has 10 branch locations across the United States.

Is U. S. Century Bank FDIC insured?

Yes, U. S. Century Bank is FDIC insured (Certificate #57369).

What are the total assets of U. S. Century Bank?

U. S. Century Bank has total assets of $2.8B as reported in its most recent FDIC filing.

U. S. Century Bank

BankDoral, Florida

www.uscentury.com

Total Assets

$2.8B

Total Deposits

$2.4B

Branches

Established

2002

TFS Health Grade

76.2 / 100

Average financial health

How we grade

U. S. Century Bank is a bank headquartered in Doral, Florida, established in 2002. With $2.8B in total assets and 10 branch locations, it has a TFS Financial Health Grade of C (76.2/100).

Capital & Safety

Tier 1 Capital Ratio

9.65%(8%)

Total Capital Ratio

13.67%(10%)

Non-Performing Loan Ratio

0.14%

Profitability

Return on Assets (ROA)

1.10%(1%)

Return on Equity (ROE)

12.93%(10%)

Net Interest Margin

3.30%

Efficiency Ratio

49.21%(60%)

Lending & Liquidity

Total Loans

$2.2B

Loan-to-Deposit Ratio

91.69%

Net Charge-Off Ratio

0.03%

Growth

Asset Growth (YoY)

+8.11%

Deposit Growth (YoY)

+8.06%

Net Income

$29.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
U. S. Century BankHQ	2301 Nw 87th Ave	Doral	FL	11
U. S. Century Bank	18201 Biscayne Blvd	Aventura	FL	11
U. S. Century Bank	396 Alhambra Cir	Coral Gables	FL	11
U. S. Century Bank	3198 W 76th St	Hialeah	FL	11
U. S. Century Bank	3999 Sheridan St	Hollywood	FL	11
U. S. Century Bank	2610 Sw 137th Ave	Miami	FL	11
U. S. Century Bank	8201 S Dixie Hwy	Miami	FL	11
U. S. Century Bank	8575 Sw 40th St	Miami	FL	11
U. S. Century Bank	5115 Nw 72nd Ave	Miami	FL	11
U. S. Century Bank	15503 Nw 67th Ave	Miami Lakes	FL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.