What is First National Bank of Pasco's financial health grade?

First National Bank of Pasco has a TFS Financial Health Grade of F (score: 54.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First National Bank of Pasco have?

First National Bank of Pasco has 4 branch locations across the United States.

Is First National Bank of Pasco FDIC insured?

Yes, First National Bank of Pasco is FDIC insured (Certificate #26829).

What are the total assets of First National Bank of Pasco?

First National Bank of Pasco has total assets of $287.3M as reported in its most recent FDIC filing.

First National Bank of Pasco

BankDade City, Florida

www.fnbpasco.com/

Total Assets

$287.3M

Total Deposits

$241.4M

Branches

Established

1986

TFS Health Grade

54.5 / 100

Poor financial health

How we grade

First National Bank of Pasco is a bank headquartered in Dade City, Florida, established in 1986. With $287.3M in total assets and 4 branch locations, it has a TFS Financial Health Grade of F (54.5/100).

Capital & Safety

Tier 1 Capital Ratio

9.63%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.35%

Profitability

Return on Assets (ROA)

0.08%(1%)

Return on Equity (ROE)

1.38%(10%)

Net Interest Margin

3.63%

Efficiency Ratio

96.73%(60%)

Lending & Liquidity

Total Loans

$185.9M

Loan-to-Deposit Ratio

75.80%

Net Charge-Off Ratio

-0.00%

Growth

Asset Growth (YoY)

-7.69%

Deposit Growth (YoY)

-9.02%

Net Income

$254.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First National Bank of PascoHQ	13315 Us Highway 301	Dade City	FL	11
First National Bank of Pasco	23613 Sr 54	Lutz	FL	11
First National Bank of Pasco	4518 Gall Blvd	Zephyrhills	FL	11
First National Bank of Pasco	37215 State Road 54	Zephyrhills	FL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.