What is BankFlorida's financial health grade?

BankFlorida has a TFS Financial Health Grade of C (score: 74.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does BankFlorida have?

BankFlorida has 6 branch locations across the United States.

Is BankFlorida FDIC insured?

Yes, BankFlorida is FDIC insured (Certificate #58537).

What are the total assets of BankFlorida?

BankFlorida has total assets of $429.6M as reported in its most recent FDIC filing.

BankFlorida

BankDade City, Florida

www.bankflorida.com

Total Assets

$429.6M

Total Deposits

$369.6M

Branches

Established

2007

TFS Health Grade

74.0 / 100

Average financial health

How we grade

BankFlorida is a bank headquartered in Dade City, Florida, established in 2007. With $429.6M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (74.0/100).

Capital & Safety

Tier 1 Capital Ratio

10.57%(8%)

Total Capital Ratio

12.74%(10%)

Non-Performing Loan Ratio

0.00%

Profitability

Return on Assets (ROA)

0.78%(1%)

Return on Equity (ROE)

7.40%(10%)

Net Interest Margin

3.74%

Efficiency Ratio

67.40%(60%)

Lending & Liquidity

Total Loans

$334.9M

Loan-to-Deposit Ratio

89.40%

Net Charge-Off Ratio

-0.03%

Growth

Asset Growth (YoY)

+16.33%

Deposit Growth (YoY)

+21.82%

Net Income

$3.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
BankFloridaHQ	12482 Us Highway 301	Dade City	FL	11
BankFlorida	450 University Blvd	Jupiter	FL	11
BankFlorida	100 Park Place Blvd Ste 101	Kissimmee	FL	11
BankFlorida	1804 James L Redman Parkway	Plant City	FL	11
BankFlorida	1150 E Irlo Bronson Memorial Highway	Saint Cloud	FL	11
BankFlorida	36450 Eiland Blvd	Zephyrhills	FL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.