What is Intercredit Bank, National Association's financial health grade?

Intercredit Bank, National Association has a TFS Financial Health Grade of D- (score: 60.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Intercredit Bank, National Association have?

Intercredit Bank, National Association has 2 branch locations across the United States.

Is Intercredit Bank, National Association FDIC insured?

Yes, Intercredit Bank, National Association is FDIC insured (Certificate #25258).

What are the total assets of Intercredit Bank, National Association?

Intercredit Bank, National Association has total assets of $1.6B as reported in its most recent FDIC filing.

Intercredit Bank, National Association

BankCoral Gables, Florida

www.intercreditbank.com

Total Assets

$1.6B

Total Deposits

$1.4B

Branches

Established

1984

TFS Health Grade

D-

60.5 / 100

Below average financial health

How we grade

Intercredit Bank, National Association is a bank headquartered in Coral Gables, Florida, established in 1984. With $1.6B in total assets and 4 branch locations, it has a TFS Financial Health Grade of D- (60.5/100).

Capital & Safety

Tier 1 Capital Ratio

10.35%(8%)

Total Capital Ratio

17.69%(10%)

Non-Performing Loan Ratio

0.09%

Profitability

Return on Assets (ROA)

-0.80%(1%)

Return on Equity (ROE)

-8.93%(10%)

Net Interest Margin

2.13%

Efficiency Ratio

138.20%(60%)

Lending & Liquidity

Total Loans

$854.6M

Loan-to-Deposit Ratio

60.52%

Net Charge-Off Ratio

-0.01%

Growth

Asset Growth (YoY)

+51.45%

Deposit Growth (YoY)

+48.84%

Net Income

$-10,429,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Intercredit Bank, National AssociationHQ	396 Alhambra Cir	Coral Gables	FL	11
Intercredit Bank, National Association	8890 Sw 40th St	Miami	FL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.