What is BankMiami's financial health grade?

BankMiami has a TFS Financial Health Grade of D- (score: 63.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does BankMiami have?

BankMiami has 1 branch location across the United States.

Is BankMiami FDIC insured?

Yes, BankMiami is FDIC insured (Certificate #59354).

What are the total assets of BankMiami?

BankMiami has total assets of $183.3M as reported in its most recent FDIC filing.

BankMiami

BankCoral Gables, Florida

WWW.BANKMIAMI.COM

Total Assets

$183.3M

Total Deposits

$145.8M

Branches

Established

2025

TFS Health Grade

D-

63.0 / 100

Below average financial health

How we grade

BankMiami is a bank headquartered in Coral Gables, Florida, established in 2025. With $183.3M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D- (63.0/100).

Capital & Safety

Tier 1 Capital Ratio

20.94%(8%)

Total Capital Ratio

42.84%(10%)

Non-Performing Loan Ratio

0.00%

Profitability

Return on Assets (ROA)

-2.80%(1%)

Return on Equity (ROE)

-8.51%(10%)

Net Interest Margin

2.16%

Efficiency Ratio

244.52%(60%)

Lending & Liquidity

Total Loans

$67.8M

Loan-to-Deposit Ratio

46.04%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)—

Deposit Growth (YoY)—

Net Income

$-3,122,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
BankMiamiHQ	1515 Sunset Dr	Coral Gables	FL	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.