Applied Bank

BankWilmington, Delaware
www.appliedbank.com

Total Assets

$262.7M

Total Deposits

$220.8M

Branches

2

Established

1996

TFS Health Grade

$
D+

67.8 / 100

Below average financial health

How we grade

Applied Bank is a bank headquartered in Wilmington, Delaware, established in 1996. With $262.7M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D+ (67.8/100).

Capital & Safety

Tier 1 Capital Ratio
14.77%(8%)
Total Capital Ratio
69.77%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.27%(1%)
Return on Equity (ROE)
1.67%(10%)
Net Interest Margin
4.84%
Efficiency Ratio
95.53%(60%)

Lending & Liquidity

Total Loans
$55.3M
Loan-to-Deposit Ratio
24.88%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+1.40%
Deposit Growth (YoY)
+1.28%
Net Income
$728.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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