Santander Bank, N.A.

BankWilmington, Delaware
www.santander.com

Total Assets

$104.1B

Total Deposits

$82.1B

Branches

373

Established

1907

TFS Health Grade

$
C

76.2 / 100

Average financial health

How we grade

Santander Bank, N.A. is a bank headquartered in Wilmington, Delaware, established in 1907. With $104.1B in total assets and 373 branch locations, it has a TFS Financial Health Grade of C (76.2/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio
12.61%(8%)
Total Capital Ratio
22.00%(10%)
Non-Performing Loan Ratio
1.75%

Profitability

Return on Assets (ROA)
1.36%(1%)
Return on Equity (ROE)
10.46%(10%)
Net Interest Margin
3.08%
Efficiency Ratio
59.71%(60%)

Lending & Liquidity

Total Loans
$54.3B
Loan-to-Deposit Ratio
64.56%
Net Charge-Off Ratio
0.80%

Growth

Asset Growth (YoY)
+1.41%
Deposit Growth (YoY)
+6.87%
Net Income
$1.4B

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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