Patriot Bank, National Association

BankStamford, Connecticut
www.bankpatriot.com

Total Assets

$1.1B

Total Deposits

$978.5M

Branches

8

Established

1994

TFS Health Grade

$
F

59.4 / 100

Poor financial health

How we grade

Patriot Bank, National Association is a bank headquartered in Stamford, Connecticut, established in 1994. With $1.1B in total assets and 8 branch locations, it has a TFS Financial Health Grade of F (59.4/100).

Capital & Safety

Tier 1 Capital Ratio
11.42%(8%)
Total Capital Ratio
19.26%(10%)
Non-Performing Loan Ratio
3.95%

Profitability

Return on Assets (ROA)
-0.25%(1%)
Return on Equity (ROE)
-3.13%(10%)
Net Interest Margin
2.27%
Efficiency Ratio
102.76%(60%)

Lending & Liquidity

Total Loans
$617.1M
Loan-to-Deposit Ratio
62.37%
Net Charge-Off Ratio
0.32%

Growth

Asset Growth (YoY)
+7.56%
Deposit Growth (YoY)
+1.03%
Net Income
$-2,476,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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