First County Bank

BankStamford, Connecticut
www.firstcountybank.com

Total Assets

$2.3B

Total Deposits

$1.8B

Branches

14

Established

1851

TFS Health Grade

$
D

66.8 / 100

Below average financial health

How we grade

First County Bank is a bank headquartered in Stamford, Connecticut, established in 1851. With $2.3B in total assets and 14 branch locations, it has a TFS Financial Health Grade of D (66.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.47%(8%)
Total Capital Ratio
14.39%(10%)
Non-Performing Loan Ratio
0.15%

Profitability

Return on Assets (ROA)
0.20%(1%)
Return on Equity (ROE)
2.63%(10%)
Net Interest Margin
2.09%
Efficiency Ratio
89.31%(60%)

Lending & Liquidity

Total Loans
$1.7B
Loan-to-Deposit Ratio
96.26%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-1.39%
Deposit Growth (YoY)
+1.62%
Net Income
$4.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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