Liberty Bank

BankMiddletown, Connecticut
www.liberty-bank.com

Total Assets

$9.0B

Total Deposits

$6.9B

Branches

51

Established

1825

TFS Health Grade

$
C

74.3 / 100

Average financial health

How we grade

Liberty Bank is a bank headquartered in Middletown, Connecticut, established in 1825. With $9.0B in total assets and 51 branch locations, it has a TFS Financial Health Grade of C (74.3/100).

Capital & Safety

Tier 1 Capital Ratio
13.36%(8%)
Total Capital Ratio
14.64%(10%)
Non-Performing Loan Ratio
0.40%

Profitability

Return on Assets (ROA)
0.99%(1%)
Return on Equity (ROE)
7.51%(10%)
Net Interest Margin
3.45%
Efficiency Ratio
72.45%(60%)

Lending & Liquidity

Total Loans
$7.0B
Loan-to-Deposit Ratio
99.29%
Net Charge-Off Ratio
0.35%

Growth

Asset Growth (YoY)
+10.87%
Deposit Growth (YoY)
+6.72%
Net Income
$84.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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