BEACON BUSINESS BANK, NATIONAL ASSOCIATION

BankSan Francisco, California
Beaconbusinessbank.com

Total Assets

$167.2M

Total Deposits

$132.0M

Branches

2

Established

1984

TFS Health Grade

$
D+

67.2 / 100

Below average financial health

How we grade

BEACON BUSINESS BANK, NATIONAL ASSOCIATION is a bank headquartered in San Francisco, California, established in 1984. With $167.2M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D+ (67.2/100).

Capital & Safety

Tier 1 Capital Ratio
11.26%(8%)
Total Capital Ratio
17.65%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.23%(1%)
Return on Equity (ROE)
2.48%(10%)
Net Interest Margin
3.49%
Efficiency Ratio
94.50%(60%)

Lending & Liquidity

Total Loans
$113.4M
Loan-to-Deposit Ratio
84.88%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-5.52%
Deposit Growth (YoY)
-11.03%
Net Income
$400.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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