Bank of San Francisco

BankSan Francisco, California
www.bankbsf.com

Total Assets

$733.1M

Total Deposits

$637.6M

Branches

2

Established

2005

TFS Health Grade

$
C+

79.4 / 100

Average financial health

How we grade

Bank of San Francisco is a bank headquartered in San Francisco, California, established in 2005. With $733.1M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C+ (79.4/100).

Capital & Safety

Tier 1 Capital Ratio
11.16%(8%)
Total Capital Ratio
17.39%(10%)
Non-Performing Loan Ratio
0.11%

Profitability

Return on Assets (ROA)
1.01%(1%)
Return on Equity (ROE)
8.60%(10%)
Net Interest Margin
4.46%
Efficiency Ratio
63.60%(60%)

Lending & Liquidity

Total Loans
$623.0M
Loan-to-Deposit Ratio
96.52%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+19.11%
Deposit Growth (YoY)
+20.13%
Net Income
$6.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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