What is Bank of the Orient's financial health grade?

Bank of the Orient has a TFS Financial Health Grade of D (score: 66.1/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Bank of the Orient have?

Bank of the Orient has 10 branch locations across the United States.

Is Bank of the Orient FDIC insured?

Yes, Bank of the Orient is FDIC insured (Certificate #20387).

What are the total assets of Bank of the Orient?

Bank of the Orient has total assets of $1.1B as reported in its most recent FDIC filing.

Bank of the Orient

BankSan Francisco, California

www.bankorient.com

Total Assets

$1.1B

Total Deposits

$953.5M

Branches

Established

1971

TFS Health Grade

66.1 / 100

Below average financial health

How we grade

Bank of the Orient is a bank headquartered in San Francisco, California, established in 1971. With $1.1B in total assets and 9 branch locations, it has a TFS Financial Health Grade of D (66.1/100).

Capital & Safety

Tier 1 Capital Ratio

12.61%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.82%

Profitability

Return on Assets (ROA)

0.68%(1%)

Return on Equity (ROE)

5.34%(10%)

Net Interest Margin

3.66%

Efficiency Ratio

72.29%(60%)

Lending & Liquidity

Total Loans

$953.1M

Loan-to-Deposit Ratio

98.57%

Net Charge-Off Ratio

0.06%

Growth

Asset Growth (YoY)

+16.26%

Deposit Growth (YoY)

+18.05%

Net Income

$7.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Bank of the OrientHQ	1023 Stockton St	San Francisco	CA	11
Bank of the Orient	1423 Burlingame Ave	Burlingame	CA	11
Bank of the Orient	500 Broadway	Millbrae	CA	11
Bank of the Orient	388 9th St	Oakland	CA	11
Bank of the Orient	100 Pine St	San Francisco	CA	21
Bank of the Orient	2001 Irving St	San Francisco	CA	11
Bank of the Orient	317 6th Ave	San Francisco	CA	11
Bank of the Orient	800 Bonaventure Way	Sugar Land	TX	24
Bank of the Orient	3388-A Highway 6 South	Sugar Land	TX	11
Bank of the Orient	499 Bailuzhou Road, Xiamen	Fuujian Province		11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.