What is First Foundation Bank's financial health grade?

First Foundation Bank has a TFS Financial Health Grade of D- (score: 60.9/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Foundation Bank have?

First Foundation Bank has 30 branch locations across the United States.

Is First Foundation Bank FDIC insured?

Yes, First Foundation Bank is FDIC insured (Certificate #58647).

What are the total assets of First Foundation Bank?

First Foundation Bank has total assets of $11.9B as reported in its most recent FDIC filing.

First Foundation Bank

BankIrvine, California

http://www.firstfoundationinc.com

Total Assets

$11.9B

Total Deposits

$9.3B

Branches

Established

2007

TFS Health Grade

D-

60.9 / 100

Below average financial health

How we grade

First Foundation Bank is a bank headquartered in Irvine, California, established in 2007. With $11.9B in total assets and 30 branch locations, it has a TFS Financial Health Grade of D- (60.9/100).

Capital & Safety

Tier 1 Capital Ratio

8.94%(8%)

Total Capital Ratio

15.22%(10%)

Non-Performing Loan Ratio

0.54%

Profitability

Return on Assets (ROA)

-1.10%(1%)

Return on Equity (ROE)

-11.65%(10%)

Net Interest Margin

1.72%

Efficiency Ratio

97.13%(60%)

Lending & Liquidity

Total Loans

$7.0B

Loan-to-Deposit Ratio

74.04%

Net Charge-Off Ratio

0.01%

Growth

Asset Growth (YoY)

-5.79%

Deposit Growth (YoY)

-5.95%

Net Income

$-132,930,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Foundation BankHQ	18101 Von Karman Ave	Irvine	CA	11
First Foundation Bank	649 Lincoln Way	Auburn	CA	11
First Foundation Bank	40865 Big Bear Blvd	Big Bear Lake	CA	11
First Foundation Bank	1599 W Main St	El Centro	CA	11
First Foundation Bank	2101 Rosecrans Ave	El Segundo	CA	11
First Foundation Bank	74850 Us Highway 111	Indian Wells	CA	11
First Foundation Bank	18101 Von Karman Ave	Irvine	CA	11
First Foundation Bank	24310 Moulton Pkwy	Laguna Hills	CA	11
First Foundation Bank	10850 Wilshire Blvd	Los Angeles	CA	11
First Foundation Bank	32946d State Highway 18	Lucerne Valley	CA	11
First Foundation Bank	323 20th St	Oakland	CA	11
First Foundation Bank	36 Malaga Cove Plz	Palos Verdes Estates	CA	11
First Foundation Bank	301 N Lake Ave	Pasadena	CA	11
First Foundation Bank	4a Peninsula Ctr	Rolling Hills Estates	CA	11
First Foundation Bank	2233 Douglas Blvd	Roseville	CA	11
First Foundation Bank	31565 Hilltop Blvd	Running Springs	CA	11
First Foundation Bank	1601 Response Rd	Sacramento	CA	11
First Foundation Bank	4370 La Jolla Village Dr	San Diego	CA	11
First Foundation Bank	13962 Seal Beach Blvd	Seal Beach	CA	11
First Foundation Bank	15490 Ventura Blvd	Sherman Oaks	CA	11
First Foundation Bank	5078 Pope John Paul Ii Blvd	Ave Maria	FL	11
First Foundation Bank	775 Bald Eagle Dr	Marco Island	FL	11
First Foundation Bank	895 5th Ave S	Naples	FL	11
First Foundation Bank	3580 Pine Ridge Rd	Naples	FL	11
First Foundation Bank	811 Anchor Rode Dr	Naples	FL	11
First Foundation Bank	1055 Crosspointe Dr	Naples	FL	11
First Foundation Bank	4404 W Kennedy Blvd	Tampa	FL	11
First Foundation Bank	500 Ala Moana Boulevard, Suite 2a	Honolulu	HI	11
First Foundation Bank	6725 Via Austi Pkwy	Las Vegas	NV	11
First Foundation Bank	1601 Preston Rd	Plano	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.