Commerce West Bank

BankIrvine, California
www.cwbk.com

Total Assets

$1.5B

Total Deposits

$1.3B

Branches

1

Established

2001

TFS Health Grade

$
C

74.0 / 100

Average financial health

How we grade

Commerce West Bank is a bank headquartered in Irvine, California, established in 2001. With $1.5B in total assets and 1 branch locations, it has a TFS Financial Health Grade of C (74.0/100).

Capital & Safety

Tier 1 Capital Ratio
12.50%(8%)
Total Capital Ratio
18.86%(10%)
Non-Performing Loan Ratio
1.04%

Profitability

Return on Assets (ROA)
1.10%(1%)
Return on Equity (ROE)
10.56%(10%)
Net Interest Margin
2.96%
Efficiency Ratio
51.88%(60%)

Lending & Liquidity

Total Loans
$795.6M
Loan-to-Deposit Ratio
58.89%
Net Charge-Off Ratio
0.15%

Growth

Asset Growth (YoY)
-0.29%
Deposit Growth (YoY)
-1.22%
Net Income
$14.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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