What is Commercial Bank of California's financial health grade?

Commercial Bank of California has a TFS Financial Health Grade of C (score: 74.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Commercial Bank of California have?

Commercial Bank of California has 10 branch locations across the United States.

Is Commercial Bank of California FDIC insured?

Yes, Commercial Bank of California is FDIC insured (Certificate #57417).

What are the total assets of Commercial Bank of California?

Commercial Bank of California has total assets of $3.7B as reported in its most recent FDIC filing.

Commercial Bank of California

BankIrvine, California

http://www.cbcal.com

Total Assets

$3.7B

Total Deposits

$3.1B

Branches

Established

2003

TFS Health Grade

74.3 / 100

Average financial health

How we grade

Commercial Bank of California is a bank headquartered in Irvine, California, established in 2003. With $3.7B in total assets and 10 branch locations, it has a TFS Financial Health Grade of C (74.3/100).

Capital & Safety

Tier 1 Capital Ratio

9.29%(8%)

Total Capital Ratio

12.50%(10%)

Non-Performing Loan Ratio

0.41%

Profitability

Return on Assets (ROA)

1.16%(1%)

Return on Equity (ROE)

13.41%(10%)

Net Interest Margin

3.77%

Efficiency Ratio

56.70%(60%)

Lending & Liquidity

Total Loans

$2.8B

Loan-to-Deposit Ratio

88.87%

Net Charge-Off Ratio

0.10%

Growth

Asset Growth (YoY)

+4.64%

Deposit Growth (YoY)

+7.43%

Net Income

$42.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Commercial Bank of CaliforniaHQ	19752 Macarthur Blvd	Irvine	CA	11
Commercial Bank of California	1900 S State College Blvd	Anaheim	CA	11
Commercial Bank of California	575 Anton Blvd	Costa Mesa	CA	11
Commercial Bank of California	740 Camino Ramon	Danville	CA	11
Commercial Bank of California	915 Wilshire Blvd	Los Angeles	CA	24
Commercial Bank of California	145 S Fairfax Ave Ste 100	Los Angeles	CA	11
Commercial Bank of California	180 Grand Ave	Oakland	CA	11
Commercial Bank of California	956 The Alameda	San Jose	CA	11
Commercial Bank of California	400 S. El Camino Real	San Mateo	CA	12
Commercial Bank of California	805 Wilshire Blvd	Santa Monica	CA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.