MidSouth Bank

BankDothan, Alabama
www.bankmidsouth.com

Total Assets

$762.3M

Total Deposits

$695.3M

Branches

14

Established

1912

TFS Health Grade

$
D+

68.5 / 100

Below average financial health

How we grade

MidSouth Bank is a bank headquartered in Dothan, Alabama, established in 1912. With $762.3M in total assets and 14 branch locations, it has a TFS Financial Health Grade of D+ (68.5/100).

Capital & Safety

Tier 1 Capital Ratio
8.99%(8%)
Total Capital Ratio
13.07%(10%)
Non-Performing Loan Ratio
0.30%

Profitability

Return on Assets (ROA)
0.84%(1%)
Return on Equity (ROE)
10.78%(10%)
Net Interest Margin
3.51%
Efficiency Ratio
74.95%(60%)

Lending & Liquidity

Total Loans
$438.7M
Loan-to-Deposit Ratio
62.07%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+9.91%
Deposit Growth (YoY)
+8.91%
Net Income
$6.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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