River Bank & Trust

BankPrattville, Alabama
http://www.riverbankandtrust.com

Total Assets

$3.8B

Total Deposits

$3.3B

Branches

23

Established

2006

TFS Health Grade

$
C

75.7 / 100

Average financial health

How we grade

River Bank & Trust is a bank headquartered in Prattville, Alabama, established in 2006. With $3.8B in total assets and 23 branch locations, it has a TFS Financial Health Grade of C (75.7/100).

Capital & Safety

Tier 1 Capital Ratio
8.97%(8%)
Total Capital Ratio
13.83%(10%)
Non-Performing Loan Ratio
0.44%

Profitability

Return on Assets (ROA)
1.18%(1%)
Return on Equity (ROE)
14.43%(10%)
Net Interest Margin
3.57%
Efficiency Ratio
48.23%(60%)

Lending & Liquidity

Total Loans
$2.7B
Loan-to-Deposit Ratio
80.73%
Net Charge-Off Ratio
0.13%

Growth

Asset Growth (YoY)
+5.76%
Deposit Growth (YoY)
+8.47%
Net Income
$43.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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