BankSouth

BankDothan, Alabama

Total Assets

$210.6M

Total Deposits

$168.6M

Branches

2

Established

1928

TFS Health Grade

$
C-

70.3 / 100

Average financial health

How we grade

BankSouth is a bank headquartered in Dothan, Alabama, established in 1928. With $210.6M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C- (70.3/100).

Capital & Safety

Tier 1 Capital Ratio
19.48%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
1.44%(1%)
Return on Equity (ROE)
7.49%(10%)
Net Interest Margin
3.77%
Efficiency Ratio
58.59%(60%)

Lending & Liquidity

Total Loans
$172.7M
Loan-to-Deposit Ratio
100.71%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+0.47%
Deposit Growth (YoY)
-0.20%
Net Income
$3.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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