Before you break your CD

Find the terms.
See the dollar cost.

Search your bank or credit union for CD withdrawal sources and reviewed penalty rules. If we haven’t verified the applicable terms, the calculator requires your own disclosure inputs.

Find your institution

8,686 matching institutions · Reviewed rules appear first

U S EMPLOYEES

WV · Credit union

Manual inputs required

U. S. EMPLOYEES

IL · Credit union

Manual inputs required

U. S. EMPLOYEES

TX · Credit union

Manual inputs required

U. S. EMPLOYEES O. C.

OK · Credit union

Manual inputs required

USF FEDERAL CREDIT UNION

FL · Credit union

Manual inputs required

U. S. I.

TX · Credit union

Manual inputs required

US Metro Bank

CA · Bank

Manual inputs required

USNE PENITENTIARY EMPLOYEES

PA · Credit union

Manual inputs required

U S PIPE BESSEMER EMPLOYEES

AL · Credit union

Manual inputs required

U S P L K EMPLOYEES

KS · Credit union

Manual inputs required

U S POSTAL SERVICE

MD · Credit union

Manual inputs required

USSCO JOHNSTOWN

PA · Credit union

Manual inputs required

USX

PA · Credit union

Manual inputs required

U. T.

TN · Credit union

Manual inputs required

UTAH COMMUNITY

UT · Credit union

Manual inputs required

UTAH FIRST

UT · Credit union

Manual inputs required

UTAH HERITAGE

UT · Credit union

Manual inputs required

Utah Independent Bank

UT · Bank

Manual inputs required

UTAH POWER

UT · Credit union

Manual inputs required

UTICA DISTRICT TELEPHONE EMPLOYEES

NY · Credit union

Manual inputs required

UTICA GAS & ELECTRIC EMP

NY · Credit union

Manual inputs required

UTICA POLICE DEPARTMENT

NY · Credit union

Manual inputs required

UTILITIES EMPLOYEES

PA · Credit union

Manual inputs required

UTILITY DISTRICT

CA · Credit union

Manual inputs required

UTILITY EMPLOYEES

WA · Credit union

Manual inputs required

Uwharrie Bank

NC · Bank

Manual inputs required

VA BEACH POSTAL

VA · Credit union

Manual inputs required

VACATIONLAND

OH · Credit union

Manual inputs required

VA DESERT PACIFIC

CA · Credit union

Manual inputs required

VAH LYONS EMPLOYEES

NJ · Credit union

Manual inputs required

VA HOSPITAL

AR · Credit union

Manual inputs required

VALDOSTA TEACHERS

GA · Credit union

Manual inputs required

VALEX

LA · Credit union

Manual inputs required

VALLEY

TX · Credit union

Manual inputs required

VALLEY

AL · Credit union

Manual inputs required

VALLEY

OR · Credit union

Manual inputs required

VALLEY 1ST COMMUNITY

PA · Credit union

Manual inputs required

VALLEY AGRICULTURAL

CA · Credit union

Manual inputs required

Valley Bank of Commerce

NM · Bank

Manual inputs required

Valley Bank of Kalispell

MT · Bank

Manual inputs required

Valley Bank of Nevada

NV · Bank

Manual inputs required

Valley Bank of Ronan

MT · Bank

Manual inputs required

Valley Central Bank

OH · Bank

Manual inputs required

VALLEY COMMUNITIES

WI · Credit union

Manual inputs required

VALLEY EDUCATORS

CO · Credit union

Manual inputs required

VALLEY FINANCIAL

MT · Credit union

Manual inputs required

VALLEY FIRST

CA · Credit union

Manual inputs required

VALLEY ISLE COMMUNITY

HI · Credit union

Manual inputs required

Valley National Bank

NJ · Bank

Manual inputs required

VALLEY OAK

CA · Credit union

Manual inputs required

What would closing your CD cost?

FREE · NO SIGN-IN

Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

Enter the terms from your disclosure

This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

Why your exact product matters

Penalty periods, principal reductions, partial withdrawals, and maturity grace periods can differ within one bank. Current advertised terms may not apply to an older CD. We link to sources and withhold bank-specific defaults when verification expires or a source changes.

Don’t miss the next maturity.

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Find the terms.See the dollar cost.

Find your institution

U S EMPLOYEES

U. S. EMPLOYEES

U. S. EMPLOYEES

U. S. EMPLOYEES O. C.

USF FEDERAL CREDIT UNION

U. S. I.

US Metro Bank

USNE PENITENTIARY EMPLOYEES

U S PIPE BESSEMER EMPLOYEES

U S P L K EMPLOYEES

U S POSTAL SERVICE

USSCO JOHNSTOWN

USX

U. T.

UTAH COMMUNITY

UTAH FIRST

UTAH HERITAGE

Utah Independent Bank

UTAH POWER

UTICA DISTRICT TELEPHONE EMPLOYEES

UTICA GAS & ELECTRIC EMP

UTICA POLICE DEPARTMENT

UTILITIES EMPLOYEES

UTILITY DISTRICT

UTILITY EMPLOYEES

Uwharrie Bank

VA BEACH POSTAL

VACATIONLAND

VA DESERT PACIFIC

VAH LYONS EMPLOYEES

VA HOSPITAL

VALDOSTA TEACHERS

VALEX

VALLEY

VALLEY

VALLEY

VALLEY 1ST COMMUNITY

VALLEY AGRICULTURAL

Valley Bank of Commerce

Valley Bank of Kalispell

Valley Bank of Nevada

Valley Bank of Ronan

Valley Central Bank

VALLEY COMMUNITIES

VALLEY EDUCATORS

VALLEY FINANCIAL

VALLEY FIRST

VALLEY ISLE COMMUNITY

Valley National Bank

VALLEY OAK

What would closing your CD cost?

Why your exact product matters

Don’t miss the next maturity.

Find the terms.
See the dollar cost.