Before you break your CD

Find the terms.
See the dollar cost.

Search your bank or credit union for CD withdrawal sources and reviewed penalty rules. If we haven’t verified the applicable terms, the calculator requires your own disclosure inputs.

Find your institution

8,686 matching institutions · Reviewed rules appear first

UNIVERSITY

TX · Credit union

Manual inputs required

UNIVERSITY

ND · Credit union

Manual inputs required

UNIVERSITY

ME · Credit union

Manual inputs required

UNIVERSITY

CA · Credit union

Manual inputs required

UNIVERSITY

FL · Credit union

Manual inputs required

University Bank

MI · Bank

Manual inputs required

UNIVERSITY OF HAWAII

HI · Credit union

Manual inputs required

UNIVERSITY OF ILLINOIS COMMUNITY

IL · Credit union

Manual inputs required

UNIVERSITY OF KENTUCKY

KY · Credit union

Manual inputs required

UNIVERSITY OF LOUISIANA

LA · Credit union

Manual inputs required

UNIVERSITY OF MICHIGAN

MI · Credit union

Manual inputs required

UNIVERSITY OF NEBRASKA

NE · Credit union

Manual inputs required

UNIVERSITY OF PENNSYLVANIA STUDENTS

PA · Credit union

Manual inputs required

UNIVERSITY OF SOUTH ALABAMA

AL · Credit union

Manual inputs required

UNIVERSITY OF TOLEDO

OH · Credit union

Manual inputs required

UNIVERSITY OF VA COMMUNITY CU

VA · Credit union

Manual inputs required

UNIVERSITY OF WISCONSIN

WI · Credit union

Manual inputs required

Univest Bank and Trust Co.

PA · Bank

Manual inputs required

UNIWYO

WY · Credit union

Manual inputs required

UNO

LA · Credit union

Manual inputs required

UP

AR · Credit union

Manual inputs required

U.P. CONNECTION

NE · Credit union

Manual inputs required

U.P. EMPLOYEES

AR · Credit union

Manual inputs required

UPPER CUMBERLAND

TN · Credit union

Manual inputs required

UPPER DARBY BELLTELCO

PA · Credit union

Manual inputs required

Upper Peninsula State Bank

MI · Bank

Manual inputs required

U.P.S.

OH · Credit union

Manual inputs required

U.P.S. EMPLOYEES

CA · Credit union

Manual inputs required

UPS EMPLOYEES

TN · Credit union

Manual inputs required

U.P. STATE

MI · Credit union

Manual inputs required

UPSTATE

SC · Credit union

Manual inputs required

UPSTATE MILK EMPLOYEES

NY · Credit union

Manual inputs required

UPSTATE TELCO

NY · Credit union

Manual inputs required

UPWARD

CA · Credit union

Manual inputs required

URBANA MUNICIPAL EMPLOYEES

IL · Credit union

Manual inputs required

URBAN BEGINNINGS CHOICE

IN · Credit union

Manual inputs required

URBAN EMPOWERMENT

NY · Credit union

Manual inputs required

URBAN UPBOUND

NY · Credit union

Manual inputs required

URE

PA · Credit union

Manual inputs required

URW COMMUNITY

VA · Credit union

Manual inputs required

U S #1364

IN · Credit union

Manual inputs required

USAA Federal Savings Bank

AZ · Bank

Manual inputs required

USALLIANCE

NY · Credit union

Manual inputs required

U.S. Bank National Association

OH · Bank

Manual inputs required

U.S.B. EMPLOYEES

CA · Credit union

Manual inputs required

USC

CA · Credit union

Manual inputs required

U. S. Century Bank

FL · Bank

Manual inputs required

US COMMUNITY

TN · Credit union

Manual inputs required

U.S. EAGLE

NM · Credit union

Manual inputs required

USEM MENA

AR · Credit union

Manual inputs required

What would closing your CD cost?

FREE · NO SIGN-IN

Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

Enter the terms from your disclosure

This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

Why your exact product matters

Penalty periods, principal reductions, partial withdrawals, and maturity grace periods can differ within one bank. Current advertised terms may not apply to an older CD. We link to sources and withhold bank-specific defaults when verification expires or a source changes.

Don’t miss the next maturity.

Save holdings in your free TFS account and export calendar reminders. No bank connection or paid subscription.

Open the free organizer →

Find the terms.See the dollar cost.

Find your institution

UNIVERSITY

UNIVERSITY

UNIVERSITY

UNIVERSITY

UNIVERSITY

University Bank

UNIVERSITY OF HAWAII

UNIVERSITY OF ILLINOIS COMMUNITY

UNIVERSITY OF KENTUCKY

UNIVERSITY OF LOUISIANA

UNIVERSITY OF MICHIGAN

UNIVERSITY OF NEBRASKA

UNIVERSITY OF PENNSYLVANIA STUDENTS

UNIVERSITY OF SOUTH ALABAMA

UNIVERSITY OF TOLEDO

UNIVERSITY OF VA COMMUNITY CU

UNIVERSITY OF WISCONSIN

Univest Bank and Trust Co.

UNIWYO

UNO

UP

U.P. CONNECTION

U.P. EMPLOYEES

UPPER CUMBERLAND

UPPER DARBY BELLTELCO

Upper Peninsula State Bank

U.P.S.

U.P.S. EMPLOYEES

UPS EMPLOYEES

U.P. STATE

UPSTATE

UPSTATE MILK EMPLOYEES

UPSTATE TELCO

UPWARD

URBANA MUNICIPAL EMPLOYEES

URBAN BEGINNINGS CHOICE

URBAN EMPOWERMENT

URBAN UPBOUND

URE

URW COMMUNITY

U S #1364

USAA Federal Savings Bank

USALLIANCE

U.S. Bank National Association

U.S.B. EMPLOYEES

USC

U. S. Century Bank

US COMMUNITY

U.S. EAGLE

USEM MENA

What would closing your CD cost?

Why your exact product matters

Don’t miss the next maturity.

Find the terms.
See the dollar cost.