The First National Bank in Amboy CD early withdrawal penalty

The First National Bank in Amboy
CD early withdrawal penalty

TFS is an independent publisher, not this institution. View its financial health profile.

Published terms reviewed; calculation inputs still required

We have reviewed the published terms below. They do not establish every detail needed for a bank-specific dollar calculation, so the estimator requires your own agreement inputs. We do not fill those gaps with assumptions.

Certificates of deposit — 3–60 month penalty tiers

First National Bank in Amboy lists a penalty of three months of interest on the amount withdrawn for CD terms of 3–5 months. Terms of 6–11 months and 12–23 months carry six months of interest on the amount withdrawn. Terms of 24–60 months carry 12 months of interest on the amount withdrawn. The disclosure notes that death, incompetence, or retirement-plan circumstances may qualify for exceptions.

The page does not establish the penalty’s month-to-day conversion, annual day basis, treatment of a principal shortfall, or all conditions for an exception. Rate information is dated December 16, 2025 and does not guarantee current offers. Confirm the term category and actual opening or renewal agreement; the published list does not establish rules for unlisted terms.

TFS assisted source review: Aug 31, 2026 · Last source check: Aug 31, 2026 · Official source

What would closing your CD cost?

FREE · NO SIGN-IN

Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

Enter the terms from your disclosure

These are your inputs, not verified The First National Bank in Amboy terms. This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

The First National Bank in AmboyCD early withdrawal penalty

Published terms reviewed; calculation inputs still required

Certificates of deposit — 3–60 month penalty tiers

What would closing your CD cost?

Located source pages

The First National Bank in Amboy
CD early withdrawal penalty