The First National Bank in Amboy

BankAmboy, Illinois
www.fnbamboy.com

Total Assets

$313.7M

Total Deposits

$258.9M

Branches

5

Established

1934

TFS Health Grade

$
F

59.9 / 100

Poor financial health

How we grade

The First National Bank in Amboy is a bank headquartered in Amboy, Illinois, established in 1934. With $313.7M in total assets and 5 branch locations, it has a TFS Financial Health Grade of F (59.9/100).

Capital & Safety

Tier 1 Capital Ratio
10.68%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.85%(1%)
Return on Equity (ROE)
9.81%(10%)
Net Interest Margin
3.32%
Efficiency Ratio
73.48%(60%)

Lending & Liquidity

Total Loans
$133.2M
Loan-to-Deposit Ratio
50.49%
Net Charge-Off Ratio
-0.03%

Growth

Asset Growth (YoY)
+6.60%
Deposit Growth (YoY)
-2.77%
Net Income
$2.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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